Terms & Conditions

Effective Date: 11/18/2015

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE. BY ACCESSING THIS WEBSITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW AT ALL TIMES. IF YOU DO NOT AGREE TO THESE TERMS, PLEASE DO NOT ACCESS OR USE THIS WEBSITE OR ANY OF ITS PAGES.

Defined Terms. As used herein: (1) the terms “you,” “your” or “user” refer to any visitor to this website, (2) the terms “Kia Motors Finance” “we,” “our,” or “us” refer to Kia Motors Finance, (3) the terms “this website” or “this site” refer to this website, including the mobile version of this website, and any other pages that are part of this website and (4) the term “Terms of Use” refer to the terms and conditions set forth or referenced below.

Acceptance of Terms of Use. You may access this website and use the features and services offered only if you accept and agree to these Terms of Use. Your acceptance will constitute an ongoing acceptance of and agreement to these Terms of Use, as they may be amended from time to time. You will not be allowed to access any account information or use any features or services through secure areas of this website unless you accept these terms and conditions by checking the box below and clicking the “SUBMIT” button.

Account Access. To access your account information, make payments or to request other services through secure areas of this website, you must register and login to the secure areas by entering your unique user name and password. You are responsible to protect your password from unauthorized use. Kia Motors Finance may rely on the fact that any person(s) using your unique user name and password to access or use secure areas of this website is authorized by you to do so. If you believe that there has been an unauthorized use of your password or account, please immediately notify our Customer Service Department at (866) 331-5632. We will not be responsible for any loss or damage you may suffer as a result of someone using your password or account, whether with or without your permission or knowledge.

Privacy Policies. Please click here to view Kia Motors Finance’s Online Privacy Policy for information relating to the collection and disclosure of personal information of users, and Kia Motors Finance’s Customer Privacy Policy regarding the collection and disclosure of nonpublic personal information of Kia Motors Finance’s customers.

Unauthorized Access or Use. Kia Motors Finance believes the procedures it has established to protect personal information available through this website from access to or use by unauthorized persons are commercially reasonable; however, Kia Motors Finance cannot guarantee that unauthorized use or access will not occur. The internet is not a secure environment. Users are strictly prohibited from unauthorized use of our systems or this website, including, but not limited to, unauthorized entry into our systems, access to customer account information without the customer’s authorization, misappropriation or misuse of passwords, or misuse of any information posted to this website. In addition, you may not engage in any activities in relation to this website that are contrary to applicable law, regulation or the terms of any agreements between you and Kia Motors Finance. UNAUTHORIZED INDIVIDUALS ACCESSING OR ATTEMPTING TO ACCESS INFORMATION IN SECURE AREAS OF THIS WEBSITE MAY BE SUBJECT TO PROSECUTION. Should you receive or be exposed to information which you are not authorized to view, you will promptly notify the Kia Motors Finance’s Customer Service Department and destroy all copies (electronic or otherwise) of the unauthorized information.

Violations of Terms of Use. Kia Motors Finance reserves the right to seek all remedies available at law and in equity for misuse of this website and violations of these Terms of Use, including the right to revoke the access of any user at any time and to block access from a particular internet address to this website.

Changes to Website and Terms of Use. We may change this website or your access to any part of this website at any time, without notice to you, including the discontinuance of any service or feature of this website.

We reserve the right to change or revise these Terms of Use at any time by posting any changes to or revised Terms of Use on this website.  During each visit to this website, you will be deemed to be apprised of and bound by the terms and conditions then in effect and posted on this website.  We will alert you that changes or revisions have been made by indicating on the top of these Terms of Use the date they were last revised. The changed or revised Terms of Use will be effective immediately after they are posted on this website.  Your use of this website following the posting of any such changes or of a revised Agreement will constitute your acceptance of any such changes or revisions.  We encourage you to review these Terms of Use whenever you visit the Kia Motors Finance website to make sure that you understand the terms and conditions applicable to your access and use of this website.  IF AT ANY TIME YOU DO NOT AGREE TO THESE TERMS OF USE (INCLUDING ANY REFERENCED POLICIES OR GUIDELINES), PLEASE IMMEDIATELY TERMINATE YOUR USE OF THIS WEBSITE.

DISCLAIMERS. The information on this website is for informational purposes only. Kia Motors Finance undertakes reasonable measures to ensure that the information on this website is accurate; however, Kia Motors Finance does not warrant or guarantee the accuracy, completeness or timeliness of such information. You rely on the information contained on this website at your own risk. It is your responsibility to contact us to verify the accuracy and timeliness of any information on this site, and to obtain independent advice, before relying on it.

Account balances, payments and other amounts due or paid appearing on this website assume that all payments posted to your account were made with good funds, were valid and were not applied to your account in error. Account balances may not include amounts you may owe for expenses incurred but not yet billed to your account.

THIS WEBSITE AND ALL OF ITS CONTENTS, FEATURES AND SERVICES ARE PROVIDED ON AN "AS IS" AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTY OR CONDITION, EXPRESS, IMPLIED OR STATUTORY.  WITHOUT LIMITING THE FOREGOING, WE SPECIFICALLY DISCLAIM ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND OF NON-INFRINGEMENT OF THIRD-PARTY RIGHTS, AND ANY WARRANTIES ARISING OUT OF COURSE OF DEALING OR USAGE OF TRADE.  TO THE FULLEST EXTENT PERMITTED BY LAW, KIA MOTORS FINANCE ITS AGENTS AND AFFILIATES MAKE NO REPRESENTATIONS THAT ANY AUTOMATED SYSTEM WILL OPERATE WITHOUT INTERRUPTION OR THAT IT WILL BE ERROR FREE.

Limitation of Liability. You understand that the use of the Internet and other automated systems to access information and services through this website involves risks. Information sent over the internet may not be secure. You understand and accept the risk that a third party may intercept information in an email you sent to us or in our response email.  We are not responsible for errors or negligent use of the services offered by this website, including errors in information submitted through the website, negligent handling or sharing of passwords, system or communication failures, leaving a computer unattended while accessing the website, or transactions that Kia Motors Finance reasonably believes were requested by you or with your authorization.

KIA MOTORS FINANCE, ITS AGENTS AND AFFILIATES ARE NOT LIABLE UNDER ANY CIRCUMSTANCES FOR ANY DAMAGE, INJURY OR LIABLITY ARISING DIRECTLY OR INDIRECTLY OUT OF OR IN CONNECTION WITH THIS WEBSITE, INCLUDING, BUT NOT LIMITED TO, YOUR USE OR ACCESS OF THIS WEBSITE OR ANY THIRD-PARTY WEBSITE LINKED TO THIS WEBSITE, THE DELIVERY OF SERVICES THROUGH THIS WEBSITE, THE CONTENT OF THIS WEBSITE, UNAUTHORIZED USE OF THIS WEBSITE, INTERRUPTION OR DISCONTINUANCE OF THIS WEBSITE OR ANY FEATURE OR SERVICE, COMPUTER VIRUSES OR OTHER HARMFUL CODE, SYSTEM FAILURE, COPYING OR DISPLAY OF INFORMATION OR INABILITY TO COPY OR DISPLAY INFORMATION, OR ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT AND/OR DELAY IN OPERATION, TRANSMISSION OR PROCESSING. WITHOUT LIMITING THE FOREGOING, IN NO EVENT WILL KIA MOTORS FINANCE, ITS AGENTS OR AFFILIATES BE LIABLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER, INCLUDING, BUT NOT LIMITED TO, LOSS OF USE, DATA OR PROFITS ARISING DIRECTLY OR INDIRECTLY OUT OF OR IN CONNECTION WITH THIS WEBSITE, AS SET FORTH ABOVE, WHETHER OR NOT KIA MOTORS FINANCE WAS ADVISED OF OR WAS AWARE OF THE POSSIBILITY OF SUCH DAMAGES.

Indemnification. You agree to indemnify and hold us and our agents, officers, employees and affiliates harmless from any and all claims, liabilities, damages, costs and expenses (including, without limits, reasonable attorney’s fees and costs) caused directly or indirectly by or arising directly or indirectly out of your use of your account, your violation of these Terms of Use or your violation of any laws, regulations or third party rights.  When you agree to indemnify and hold another person or company harmless, you agree to protect, defend and pay for certain amounts.

Links to Other Websites. This website may contain hypertext links to other independent websites. We do not assume responsibility for the accuracy, completeness, suitability or authenticity of the information presented on any website accessed via such a link. A link to another entity's website does not create or imply any affiliation with the site or its owner or operator, nor our endorsement or sponsorship of, or responsibility for, the content, products or services offered at such sites. We expressly disclaim any such affiliation, sponsorship, endorsement or responsibility. In addition, third-party websites may have privacy policies or security practices that differ from those applicable to this website. You should read the policies of those sites before sharing your personal information. Kia Motors Finance has no liability for any loss or damage arising from any use of a third-party link on this website.

No Offers. Kia Motors Finance is not a direct lender or seller of motor vehicles. Nothing on this website shall be deemed as an offer of a direct loan or lease, an offer to buy or sell Kia vehicles or to enter into any transaction or relationship with you. All financing and lease programs described in this website are available to qualified applicants only through participating Kia dealers and are subject to Kia Motors Finance’s usual credit criteria. All programs are subject to change or end at any time. The price and final terms of any vehicle purchase or lease are set by you and your Kia dealer. All Kia dealers are independently owned and operated.

Property Rights. All information, text, images, graphics and other materials (“content”) on this website are subject to the copyrights and other intellectual property rights of Kia Motors Finance, its agents, affiliates and/or licensors. All rights are reserved. Content on or accessed through this website may be printed for your personal use. None of the content of this website may be used, copied, modified or transmitted for commercial or public use or distribution, nor modified or reposted to other websites, without Kia Motors Finance’s express prior written consent. You agree to obtain Kia Motors Finance’s prior written consent before linking this website to any other website. You agree that you will not use any robot, spider, other automatic device or manual process to monitor or copy our web pages, data or the content contained herein or for any other unauthorized purpose without our prior express written consent.

Jurisdiction and Applicable Law. This website is intended for use by consumers in the United States of America. Your access to and use of this website and all terms and conditions herein are governed by the laws of the State of California. Any action by or against Kia Motors Finance related to the use of or access to this website and its terms and conditions must be brought in the state or federal courts having jurisdiction located in Orange County, California, and you hereby submit to the personal jurisdiction thereof.

General Terms. The terms and conditions set forth on this website constitute the entire agreement between you and Kia Motors Finance relating to access to and use of this website. If any of the terms and conditions is held unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any of the remaining provisions. Nothing on this website shall be deemed to modify the terms of any other agreements between you and Kia Motors Finance for products or services. In addition to the terms and conditions above, supplemental terms and conditions may appear on specific pages of the website. In the event of a conflict, the supplemental terms and conditions and additional disclosures and disclaimers on this website will govern for those sections or pages.

Communications Consent. You expressly consent that we, our affiliates, agents and service providers (individually and collectively, as applicable in this Communications Consent section, "we" or "our") send you text messages, voicemail messages, email or other electronic message for any purpose related to your Accounts, our products and services, or surveys or research (each a “Communication").  Unless prohibited by law, we may conduct a Communication using an automated telephone dialing system or artificial or prerecorded voice and any contact information that you have provided to us, including a cell phone number. We will not charge you for a Communication but your service provider may do so. You understand and agree, we may always communicate with you in any manner permissible by law that does not require your consent. You also consent that we may monitor and record telephone calls between us to assure the quality of our service or for other reasons.

Access Using a Mobile Device.  In order to access and use this website via a mobile device, you must have a mobile device with internet access.  The mobile version of this website will not be optimized or supported on all mobile devices.  You must have both a username and password to login to your account from a mobile device.

We do not charge you to access and use this website via a mobile device; however, your wireless carrier may charge you for using your mobile device to access and use this website.  Please check with your wireless carrier regarding any airtime, data usage, roaming, text messaging and other charges that may apply when using your mobile device.  You are responsible for all such charges.

You are responsible for your mobile device.  We will not be held responsible for any damages arising from the loss or theft of your mobile device or from mobile account access by you or another person (with or without your knowledge).  If your mobile device is lost or stolen, contact your wireless carrier immediately to deactivate your mobile device. 

You acknowledge and agree that the mobile version of this site may experience delays, interruptions, or disruptions for an indeterminate amount of time due to circumstances beyond our reasonable control including, without limitation, any inaccuracy, interruption, or delay in transmission by the wireless carrier used to access the internet, or any interruption, disruption or failure caused by equipment malfunctions or damage.

Email Address Maintenance. It is your responsibility to notify us if you change your email address. Unless otherwise prohibited by law, rule or regulation, if our email to you is returned as undeliverable, we may discontinue sending email messages, until you provide us with a valid email address. Any delay of access will not affect your obligations under your retail loan or lease contract. You may change your email address by going to the My Account screen on the website and clicking on the My Profile tab.

© 2011-2015 Kia Motors Finance.  Kia Motors Finance is a registered trademark of Kia Motors America, Inc., a California corporation.